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Welcome to the MicroInsurance Centre, LLC.

We are a consulting firm dedicated to generating access to valuable microinsurance products for 3 billion low-income people across the globe.

We accomplish this by working with regulated insurers and appropriate delivery channels, who efficiently provide simple, market responsive microinsurance products. Our clients include commercial insurers, foundations, bi- and multi-lateral development agencies, regulators, NGOs and others. These organizations work with us to ensure the best potential for success with their microinsurance activities. Our work with clients includes various aspects of microinsurance from product development and training to research and advocacy. Our team has implemented microinsurance activities in over 70 countries over the last two decades. If you’d like to learn more about our organization and what we do, visit the Who We Are section.


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Annual Report 2015 released!

The year 2015 was an exciting one for the MicroInsurance Centre. Take a moment to learn more about the MIC, our 2015 projects, advocacy events and major publications as well as key lessons learned in our Annual Report 2015


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Register now for the Expert Forum on 'Understanding donor engagements in microinsurance'!

When: 28 April, 2016 at 13:00 GMT
Where: Online

Click here for more details.


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Access the slides and recordings below from all 3 modules of the Expert Forum Series on Microinsurance in Africa!

Module 3: Distribution and Innovation in Microinsurance, 14 April, 2016

Forum slides: click here
Recording of the forum: click here

Module 2: The Business Case for Microinsurance in Africa, 24 March, 2016

Forum slides: click here
Recording of the forum: click here

Module 1: Microinsurance in Africa and Product Evolution, 3 March, 2016

Forum slides: click here
Recording of the forum: click here



International Women's Day 2016

As leaders of their businesses, households, caregivers, entrepreneurs, and often the one in charge of dealing with shocks to the family, women often need valuable microinsurance and are an important target group for insurers.

Explore these MicroInsurance Centre and other publications related to gender issues and women specifically:

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NEW Expert Forum Series on Microinsurance in Africa!

          3 March 2016 | 13:00 GMT / 08:00 EST (Module 1 -
          Landscape of Microinsurance in Africa and Products)

          24 March 2016 | 13:00 GMT / 08:00 EST (Module 2 -
          Business Case for Microinsurance in Africa)

          7 April 2016 | 13:00 GMT / 08:00 EST (Module 3 -
          Distribution and innovation in Microinsurance in Africa)

Where: Online (Webinar)

Save the date for these webinars which will present the latest industry information as collected by the MicroInsurance Centre for the 2015 Landscape of Microinsurance in Africa (co-published by the Microinsurance Network and the Munich Re Foundation).


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What do insurers have to say about entering or staying in the inclusive insurance market?

The MicroInsurance Centre surveyed over 100 insurers in 46 countries throughout Africa, LAC, and Asia to find out what are the most important regulatory issues and market factors they consider when entering or staying in the inclusive insurance market in their countries. Click here to view a brief presentation of key takeaways which were presented at the IAIS-A2ii Consultation Call "Regulatory Incentives for Insurance Market Development" which took place on 21 January, 2016.


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NEW Health Microinsurance Instructional Pricing Tool!

Developed by Milliman and the International Actuarial Association, this tool seeks to provide a valuable framework for actuaries and other health professionals as they develop and operate microinsurance schemes. Click here to access the model and user manual!



A.M. BestTV Interview with Michael J. McCord!

Click here to watch this exciting A.M. BestTV interview with Michael J. McCord, MIC President and Chair of the Microinsurance Network. The video titled 'An Unsung Feature of Microinsurance: Profitability' touches on the current landscape of microinsurance, availability of microinsurance data via the World Map of Microinsurance, and profitability in the industry. 


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Become a Certified Expert in Microinsurance!

Frankfurt School of Finance & Management has designed an exclusive international e-learning programme tailored to insurance, microfinance and bank practitioners world-wide. This is a 6 month, part-time study program.

Click here for more details about this opportunity!



N Africa: Tunisia has region's highest microinsurance coverage

"A facilitative approach would be the best way forward for fostering growth in the African microinsurance markets, with some subsidies for health and agriculture insurance" - Michael J. McCord, MIC President and Microinsurance Network Chair. Click here for the full article on MEIR's website.



UN Secretary General's initiative aims to strengthen climate resilience of the world's most vulnerable countries and people

The UN Secretary General Ban Ki-moon and 13 members launched a new initiative to build climate resilience in the most vulnerable countries at the Paris Climate Conference on November 30. Click here to read more!



Call for financial inclusion at G20 Summit

The G20 Summit took place 15 - 16 November, 2015 in Antalya, Turkey. The "G20 leaders welcomed the work on financial inclusion within the Global Partnership for Financial Inclusion (GPFI) and called for the promotion of financial inclusion by supporting the opening of access to payments, savings, credit and other services" according to the Microinsurance Network press release. Click here to read more.

The GPFI invites public comments on the GPFI White Paper which was released at the end of the Summit as a Consultation Document. Click here if you are interested in commenting on this paper.



Impact Insurance through Change Management - call for proposals

The ILO's Impact Insurance Facility, in partnership with FSD Africa, is inviting proposals from insurers that are looking to implement organizational changes in order to provide valuable and scalable insurance solutions to low-income households or SMEs in sub-Saharan Africa. Click here for more details.

EN FRANÇAISRenforcer l’impact de l’assurance par la gestion du changement – appel à propositions

The Centre for International Migration and Development (CIM) is looking for a Coordinator for Microinsurance to support the Nigerian Insurers Association (NIA) in Lagos, Nigeria. Click here for more details about this exciting job opportunity. 

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The Microinsurance Sector's New Horizons

"The conference in Casablanca was characterised by constructive and forward-looking debates, particularly on the topics of the business case, distribution, the role of government and regulation, agriculture and catastrophic risks, health insurance, client education, data availability, and market research" - Michael J. McCord, Chairman of the Microinsurance Network, President of the MicroInsurance Centre.

Read more key takeaways from the 11th International Microinsurance Conference in the full article published by the Microinsurance Network. Click here!


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NEW RELEASE! The Preliminary Briefing Note for the Landscape of Microinsurance in Africa 2015 is now available! Download the document in English or Français!

This study was conducted by the MicroInsurance Centre and published by the Microinsurance Network and the Munich Re Foundation in cooperation with Making Finance Work for Africa (MFW4A), Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) on behalf of the Federal Ministry for Economic Cooperation and Development (BMZ).

This study is part of the World Map of Microinsurance (WMM). Click here to view this interactive map with worldwide, country-level microinsurance data.



The 11th International Microinsurance Conference has come to a close with another great year of collaboration, learning, and knowledge sharing. See what was posted during this event on Twitter and other social media: #11thIMC; #microinsurance; #micro-assurance

Press coverage: 

11e Conférence internationale de la micro-assurance: Comment dynamiser le marché 

Micro-assurance: faible criossance mais beaucoup d'opportunités pour le Maroc

Micro-assurance, un marché prometteur au Maroc selon M. Bachir Baddou, DG de la FMSAR

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PRESS RELEASE! The Preliminary Briefing Note for the 2015 Landscape of Microinsurance in Africa study will launch next week on November 3rd in Casablanca, Morocco at the 11th International Microinsurance Conference. For the official press release published by the Microinsurance Network, click here (or here: français).

This study was conducted by the MicroInsurance Centre and published by the Microinsurance Network and the Munich Re Foundation in cooperation with Making Finance Work for Africa (MFW4A), Deutsche Gesellschaft für Internationale Zusammenarbeit (GIZ) on behalf of the Federal Ministry for Economic Cooperation and Development (BMZ).


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NEW RELEASE! The Landscape of Microinsurance in Ghana 2015: Supply and Demand Side Report

Co-authored by the MicroInsurance Centre, CDC Consult and PromIGH and published by the National Insurance Commission (NIC) and the Deutsche Gesellscha4 für Internationale Zusammenarbeit (GIZ) GmbH, the current study is a follow up to the 2012 survey. The 2014 survey focused on both the supply and demand sides of the market. The supply side sought to throw more light on the status of the microinsurance sector in Ghana; solicit detailed feedback from the insurance industry on the current level of adoption of the Market Conduct (Microinsurance) Rules; identify examples of good practices in the microinsurance market and investigate their promotion. The demand side focused on assessing the current level of knowledge, attitude and perception of microinsurance clients. Click here to download this report!


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Microinsurance at Allianz Group: 2015 Half-Year Report publicly available now! Click here! The MicroInsurance Centre has proudly worked with Allianz on several microinsurance projects - click here to learn about the two MILK studies done in Burkina Faso and Indonesia.


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APEC economies to improve ecosystem for MSMEs

"It was great that Trade Ministers from the various APEC economies sat with us to discuss directly the challenges that MSMEs face, and to listen to our recommendations on how to address many of them in order to improve the market opportunities for MSMEs" - Michael J. McCord, President of the MicroInsurance Centre and Chairman of the Microinsurance Network.

APEC SME 2015Read more about APEC's SME Finance Forum and related workshops from the Microinsurance Network's site, click here!


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NEW RELEASE! Landscape of Microinsurance in Latin America and the Caribbean: A changing market 

This 2014 regional landscape study was conducted by the MicroInsurance Centre and published by the Microinsurance Network and Munich Re Foundation as part of the World Map of Microinsurance program. The publication reports on the current state of microinsurance in the LAC region and is meant to be a tool for microinsurance stakeholders, especially insurers. This study launches simultaneously with the online, interactive map for the World Map of Microinsurance program. View the full press releaes here.



Highlights from the ADB/OECD Global Seminar on Disaster Risk Financing:

"Until the role of governments is clear, others will find it difficult to enter the market through insurance or other means, as, if people presume the government will take care of them, they will feel no need to buy insurance" - Michael J. McCord, MIC President and Chairman of the Microinsurance Network.

Read the full OECD press release for this event here
Read the full Microinsurance Network press release here

Article from the Insurance Journal, click here


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APEC Finance Ministers launch the Cebu Action Plan! Click here to view the plan/roadmap. To read about the instrumental role that the Microinsurance Network, led by chairman and MIC president Michael J. McCord, played in developing the microinsurance aspect of the Financial Resiliency portion of the plan, click here.


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New pro-rata rates to join the Microinsurance Network! 

Don't wait until the end of the calendar year to join the Microinsurance Network! Click here for more details.


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Certified Expert in Microinsurance (CEMI) - starting September 2015!

To learn more about this exciting opportunity offered by the Frankfurt School of Finance and Management, click here



Paper No 42: Learning From Others' Mistakes

This paper strives to identify the most common challenges facing microinsurance schemes that are likely to cause severe disruptions or failure if left unaddressed. Click here to read this ILO publication by Aparna Dalal.  


11thMIConferenceLogo Register now for the 11th International Microinsurance Conference 2015! The event will take place 3 - 5 November, 2015 in Casablanca, Morocco. Click here for more event details!
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The State of Microinsurance: The insider's guide to understanding the sector

This is a must read annual magazine published by the Microinsurance Network! Learn about the state of microinsurance across the globe and read what industry experts have to say. Click here to download the magazine!

"It is of utmost importance that we in the sector exchange knowledge and share experiences of what has worked and what hasn't, to encourage and facilitate innovation" - Marco Antonio Rossi, President of Bradesco Seguros Group, President CNseg, President of FIDES. Read more from this editorial and other articles from the microinsurance experts featured in the annual magazine.


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Mass and Microinsurance: Consumer Protection in Inclusive Insurance Markets

Chech out these key take-aways for both insurers and regulators from the 3rd Consultative Forum which took place in November, 2014 in Mexico City, Mexico!


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Local Training Providers for Microinsurance Capacity Building

Read this experience-based study of: Cenfri, Instituto Nacional de Seguros, Microfinance Centre, and other local training providers!


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6th June Member Meeting Notes

Be sure to check out these notes and main take-aways from the Microinsurance Network's June Member Meeting!



MicroSave Briefing Note 160 - Loyalty-based Mobile Insurance: Is Design Aligned to Business Objectives?

Click here to read this MicroSave publication and the proposals for the sustainability of these loyalty insurance programs. 


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Podcast #5: Women's World Banking's client education in Morocco

Click here to listen to this podcast and find out what Women's World Banking did to educate clients and whether it's working! MicroInsurance Centre is proud to have partnered with WWB on this important work in Morocco.


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Microinsurance Network Annual Report 2014

This publication provides an overview of the key highlights and achievements of the Microinsurance Network in 2014 and provides a brief introduction on the main future initiatives. Click here to download the report!





Be sure to come see us in a location near you!


May 2016  

Microinsurance Event for Actuaries

When: Thursday, 12 May 2016 17:00 - 20:00
Where: Staple Inn Hall, High Holborn, London, UK

Three expert speakers Jeff Blacker, Henry Yan and MIC consultant Eamon Kelly, will discuss what microinsurance means to the actuarial profession, its complex challenges both locally and internationally and how is it relevant to you. For more information click here.


June 2016  
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Save the Date - Microinsurance Network Annual June Member Meeting

When: 21 - 22 June, 2016
Where: KTC Königstein, Germany

önigstein, Germany

Click here for more information.

KTC Königstein
KTC Königstein
July 2016  

22nd Annual Boulder Microfinance Training (MFT) Program 2016 / 22è édition de notre Programme de Formation annuelle en Microfinance Boulder MFT 2016

When: 18 July - 5 August
Where: Turin, Italy

For more information, please see the following links:


Para información sobre el programa Boulder en español (7 - 18 marzo, 2016 en Mérida, México), haga clic aquí!


November 2016  

12th International Microinsurance Conference: Driving growth and sustainability - A business case for microinsurance

When:15 - 17 November, 2016
Where: Colombo, Sri Lanka

For more information and registration details, click here!




November 2015  

Financial Inclusion Forum took place on 1 December, 2015 at the U.S. Department of the Treasury, Washington, D.C.


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IAIS Committee Meetings and 22nd IAIS Annual Conference took place 9 - 11 November (Committee Meetings) and 12 - 13 November (Annual Conference) in Marrakech, Morocco. MIC President Michael J. McCord presented on 10 November at the IAIS Committee Meetings!

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An Afternoon with GFIA - Supervisory Cooperation and Convergence took place 10 November, 2015 in Marrakech, Morocco. The MicroInsurance Centre Team was present at this event! For photos and tweets from event, see the following link: #AwGFIA2015


The Munich Re Foundation and Microinsurance Network 11th International Microinsurance Conference 2015: "Driving Growth and Sustainability - A Business Case for Microinsurance" took place from 3 - 5 November in Casablanca, Morocco.

Press coverage from this event:

    Micro-assurance: faible croissance mais beaucoup d'opportunités pour le Maroc

    11e Conférence internationale de la micro-assurance: Comment dynamiser le marché

    Micro-assurance: 50 pays représentés à Casablanca

    Micro-assurance, un marché prometteur au Maroc selon M. Bachir Baddou, DG de la FMSAR


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5th Consultative Forum

When: 3 November, 2015, 8h30 - 12h30
Where: Hyatt Regency Hotel, Casablanca, Morocco


The MicroInsurance Centre works closely with the following partners.

logoImpactInsuranceFacilityresized        MFN    WWB

Quote of the Day

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MicroInsurance Centre
1045 N Lynndale Drive Ste 2E
Appleton, WI 54914