Allianz offers a broad range of services in over 70 countries. This is achieved through an international network of subsidiaries, which generally command a strong position in their respective home markets. They note that their core businesses are the three P's: Protection (property and casualty), Provision (life and health insurance) and Performance (asset management). They have begun offering the first Takaful Microinsurance products in Indonesia, and have a line of other microinsurance products.
Tata AIA Life
The focus of Tata AIG Life's Microinsurance program is rural India, where traditionally the far-flung, lower and lower middle-income segments have had limited access to life insurance services. Tata-AIG uses an interesting model for delivery through individual community members acting as agents.
As the world's leading and most diversified global reinsurer, Swiss Re offers financial services products that enable risk taking essential to enterprise and progress. The Group`s position as preferred partner in the risk transfer industry is based on value propositions that comprise risk expertise, global reach, scale, diversification, very strong capitalisation and resilience over the long term. Swiss Re has been involved in microinsurance especially as relates to index insurance.
Munich Re Group
Munich Re is one of the world's leading reinsurers and works to provide microinsurance and microreinsurance. Munich Re provides microinsurance through their group ERGO, which is a major European insurance group.
Zurich is a leader in microinsurance activities and has a dedicated microinsurance unit in Zurich Switzerland and specific activities in several countries where they have operations. Their website includes publications on microinsurance, case studies from different countries, and information on how to find out more country specific information.
ParaLife has initiated a movement which provides unique opportunities to people with disabilities and offers benefits to them and their families. ParaLife reaches out to these communities and to people in the low-income and poor sector of the society in emerging markets. ParaLife has created a unique capability to efficiently deliver affordable life insurance products to people in the low income and poor sectors, to micro entrepreneurs and in particular also to people with disabilities.
AVIVA Life (India)Aviva India is a joint venture between one of the country's oldest and largest groups, Dabur, and Aviva plc, the UK's largest insurance group. Their goal is to provide a robust portfolio of products including savings, retirement, investments and protection. As an insurer in India, Aviva is required to provide a certain amount of microinsurance, insurance that falls within the limits set by the IRDA.
PartnerRe Ltd. is a provider of risk-assumption solutions for the global insurance and capital markets. They provide insurance companies with multiple lines of reinsurance, property & casualty, catastrophe, specialty lines, life, and alternative risk transfer.
Entrepreneurs de la Cité (EDLC)
Entrepreneurs de la Cité (EDLC) is a foundation that works to provide microinsurance to small businesses as a means to encourage and support entrepreneurship among those excluded from the traditional work force such as the poor, the unemployed, the disabled, and the elderly. (in French)
MicroEnsure is an insurance intermediary dedicated to serving poor households with an affordable and suitable range of insurance products. They seek to work in partnership with organizations that are currently serving the poor, the informal sector, and the unserved mass market such as microfinance organizations, rural banks and humanitarian organizations that are providing non-financial services.
Health insurance for the low-income population in Venezuela. (in Spanish)
International Cooperative and Mutual Insurance Federation (ICMIF)
The International Cooperative and Mutual Insurance Federation (ICMIF) is a long established and unique global organisation representing cooperative and mutual insurers from around the world. This site focuses specifically on their work in microinsurance and includes access to various papers and information on regulation by country.
LeapFrog Investments is a global investment firm focused on generating robust returns through investing exclusively in businesses that meet the insurance and related financial needs of low-income people in developing countries.