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The Landscape of Microinsurance in the World's 100 Poorest Countries (in English)

This report identifies and assesses microinsurance products, insurers, delivery channels, regulations, social security schemes, and donor interventions.

Estudio de mercados a pedido para el microinsurance, gravamen de impacto, seguro de la micro-salud en Uganda.

This report identifies and assesses microinsurance products, insurers, delivery channels, regulations, social security schemes, and donor interventions.

Sujets de politique et le rôle d'un environnement de politique permettant, bâtiment de capacité.
Market research on demand for microinsurance, impact assessment, micro-health insurance in Uganda.
Legal framework for mutuals in WAEMU, disaster management in India, Anidaso microinsurance.
Policy matters and the role of an enabling policy environment, capacity building.

The Guidebook Partners and Action: Financial Institutions and Health, HIV & AIDS risk management aims to assist financial institutions to identify their exposure to health and HIV&AIDS risks and develop strategies to manage those risks. A comprehensive overview of financial and operational risks is provided as well as risk controls focusing on policy and strategy level, data and information systems, employee focused workplace interventions and client focused interventions. Using an overall risk management framework, the guidebook will assist financial institutions to include health and Aids risks in their current risk management framework, or to use the Guidebook as a starting point for risk management in their institution. Being able to anticipate risk will reduce potential losses, build market credibility and create new growth opportunities for financial institutions. Throughout the Guidebook interesting examples, case studies and relevant literature are provided. The website www.partnersandaction.org and www.riskmanagement.org.za provides an interactive version of the Guidebook which will include links to actual service providers and partners on the ground in various countries. Furthermore it will be updated with the lessons learned and templates being developed during the planned Action Research focusing on risk management in general, with attention for health and HIV&AIDS risks.

Reaseguro y microfinance, dimensiones de género del microinsurance; Vida del delta (Bangladesh), Info seleccionado.
El microinsurance de la salud proyecta, regulación de Microinsurance, Yeshasvini Trust' seguro médico de s (la India), Info seleccionado.

To learn how to extend insurance to low-income households, the CGAP Working Group on Microinsurance2 launched a research project in 2003 with financial support from DFID, GTZ, the ILO and SIDA to document the experiences of microinsurance operations around the world and identify good and bad practices. This project conducted a series of case studies of insurance companies, microfinance institutions (MFIs) and communitybased insurance schemes to learn about the provision of life and health insurance to the poor. The project primarily looked at experiences in Africa, Asia and Latin America, and sought microinsurers that employed a variety of different models and delivery structures.

Microinsurance is specifically designed for the protection of low-income people, with affordable insurance products to help them cope with and recover from common risks. It is a market-based mechanism that promises to support sustainable livelihoods by empowering people to adapt and withstand stress. Two-thirds of human beings suffering in the most extreme poverty are women. Often living within $1 per day, they are the most vulnerable. But will microinsurance actually help those living in poverty by contributing to sustainable livelihoods? We believe it can, and we decided to test the hypothesis in the real world. UNDP approached Allianz AG about working together on a market potential study to analyze the demand, acceptability and affordability of microinsurance products. They immediately saw the value of working in this under-explored area. This public private partnership acquired greater strength when GTZ, with considerable experience in the area of social protection and microinsurance, joined the alliance. The partners agreed to analyze demand for microinsurance products in India, Indonesia and Lao People's Democratic Republic (PDR) and jointly selected a team of consultants to prepare country studies.
Microinsurance is specifically designed for the protection of low-income people, with affordable insurance products to help them cope with and recover from common risks. It is a market-based mechanism that promises to support sustainable livelihoods by empowering people to adapt and withstand stress. Two-thirds of human beings suffering in the most extreme poverty are women. Often living within $1 per day, they are the most vulnerable. But will microinsurance actually help those living in poverty by contributing to sustainable livelihoods? We believe it can, and we decided to test the hypothesis in the real world. UNDP approached Allianz AG about working together on a market potential study to analyze the demand, acceptability and affordability of microinsurance products. They immediately saw the value of working in this under-explored area. This public private partnership acquired greater strength when GTZ, with considerable experience in the area of social protection and microinsurance, joined the alliance. The partners agreed to analyze demand for microinsurance products in India, Indonesia and Lao People's Democratic Republic (PDR) and jointly selected a team of consultants to prepare country studies.
Cadre juridique pour les mutuals dans WAEMU, gestion des désastres en Inde, microinsurance d'Anidaso.
Réassurance et microfinance, dimensions de genre de microinsurance ; La vie de delta (Bangladesh), information choisie.
Recherche de marché sur demande pour le microinsurance, évaluation des incidences, assurance de micro-santé en Ouganda.

Cette édition se concentre sur le règlement de microinsurance. Avec les articles qui regardent la notion générale du règlement et de la surveillance pour le microfinance ; un morceau sur la loi proposée en Inde ; et un regard étroit aux règlements qui ont aidé la CARTE MBA dans son succès. Soyez sûr de jeter également un coup d'oeil au morceau court sur Takaful qui, après avoir été à la conférence annuelle de Sanabel la semaine dernière, je suis sûr deviendrai beaucoup plus d'une issue pour la considération. Ces leçons seront développées en directives pour des donateurs, et bonnes et mauvaises pratiques manuelles pour des praticiens de microinsurance. Les lecteurs de bulletin obtiennent un premier regard à certaines des premières études de cas de cette série.

Cette édition présente les risques de l'assurance récolte et fournit deux études de cas, une du Guatemala (Columna) et Pérou (ServiPeru). Ces études de cas sont de parmi les quinze cas prévus développé par le groupe de travail en tant qu'élément de son effort de produire de l'expérience principale acquise dans le microinsurance. Ces leçons seront développées en directives pour des donateurs, et bonnes et mauvaises pratiques manuelles pour des praticiens de microinsurance. Les lecteurs de bulletin obtiennent un premier regard à certaines des premières études de cas de cette série.

The study was done for KfW and provides a complete analysis of microinsurance in Uganda covering topics ranging from demand and supply of microinsurance, the regulatory environment, the potential evolution of microinsurance, and others.

Quote of the Day

"Since we don't know a lot yet, we can't write the bible on what we need for microinsurance." -- Mark Wenner | IADB

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