The African Farm Radio Research Initiative (AFRRI) is a new project whose purpose is to gather, implement, evaluate and share best practices for using radio-based communication strategies to enhance food security in rural Africa, specifically in Mali, Ghana, Malawi, Uganda and Tanzania. It will also offer capacity-building and training services for radio broadcasters so they can improve their programming for rural listeners.
The insurance industry in Easter Africa is well developed. In 2006, the sector had a total of 83 insurance companies operating across the four countries, Kenya, Tanzania, Rwanda and Uganda. However, the sector is only serving a minute 1.6% of the total population. That means that the livelihoods of over 98% of the population in Eastern Africa is exposed to the many risks inherent in life, many of which are insurable. As is common, the poor are the most exposed. Our new report 'Microinsurance in Eastern Africa' presents the findings of a rapid survey commissioned by the Swedish Cooperative Centre (SCC) and Vi Agroforestry (Vi AFP) on the provision of insurance services to the poor (referred to as microinsurance) in Kenya, Uganda, Tanzania and Rwanda. The purpose of the survey was to review the status of the microinsurance sector in the four countries from the supply side with a view to identifying initiatives shaping developments in the sector; existing gaps and opportunities requiring intervention; and main players in the sector whom SCC-Vi can partner up with in theirdevelopment agenda in microinsurance. The survey established that although microinsuranceis a relatively new field, the sector is already making significant progress in addressing the insurance needs of the poor.
Este compêndio oficial reúne as últimas novidades de acadêmicos, atuários, e os profissionais de seguros e de desenvolvimento no domínio do microsseguro. O resultado é um recurso prático e abrangente que fornece a visão mais aprofundada do assunto até hoje. O livro permite aos leitores beneficiar das valiosas lições aprendidas a partir de um projecto lançado pela Rede Microsseguros analisar operações em todo o mundo. Leitura essencial para profissionais de seguros, profissionais e qualquer pessoa envolvida com o seguro que oferece às pessoas de baixa renda, este volume abrange os diversos aspectos do microsseguro em detalhe, incluindo design de produto, marketing, cobrança de prêmio e de governança. Ele também discute os vários arranjos institucionais disponíveis para entrega, como a abordagem baseada na comunidade, empresas de seguros pertencentes a redes de poupança e cooperativas de crédito e microcrédito institutions.The papéis dos principais intervenientes são também explorados eo livro oferece estratégias criteriosas para a realização do direito equilíbrio entre a cobertura, custos e preços.
This installment focuses on how to balance the three competing intrest to make a microinsurance scheme sustainable, coverage, cost and affordability.
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