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Regulatory Impact Assessment - Microinsurance Philippines

Regulatory Impact Assessment - Microinsurance Philippines

This regulatory impact assessment in microinsurance (RIA-MI) is the first effort of this nature. Drawing on other RIA methodologies, the RIA-MI was specifically developed for testing with one of the pioneers in microinsurance regulation, the Philippines.

The researchers from MicroInsurance Centre followed six steps, starting from the rationale and policy objectives (Step 1) then, identified the various impact areas and stakeholders (Step 2). Next, selected indicators on the impact areas and institutions were defined (Step 3). In order to determine regulatory impact and extract lessons, data and information were collected (Step 4). Their analysis provided the basis for the assessment and for determining the impact (Step 5); and for the identification of strategic lessons (Step 6).

File Name: RIA-MI-PH-report.pdf
Published: 12-09-2015
Document Type: Research reports/papers
Author: Antonis Malagardis (GIZ RFPI Asia), Michael J. McCord (MicroInsurance Centre), Dante O. Portula (GIZ RFPI Asia), Martina Wiedmaier-Pfister (MicroInsurance Centre)
Country: Philippines
Language: English
Activity: 3063 visits to this page

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"I was stranded in New York City during the 2003 blackout, and for the next two years, I carried a small flashlight in my backpack. The flashlight did not cost much, but its potential to help in another blackout was obvious and to use it I needed only to press a button. For microinsurance to be accepted on a massive scale, it cannot cost much, its value must be obvious, and it must be simple to use." -- Brandon Matthews | Head of Microinsurance, Zurich Financial Services

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