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Microinsurance Paper No. 20: Why People Do Not Buy Microinsurance and What We Can Do About It

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Microinsurance Paper No. 20: Why People Do Not Buy Microinsurance and What We Can Do About It

This paper aims to help practitioners understand how various determinants affect demand. It blends academic findings with practical examples from the field and presents solutions that practitioners can implement to improve demand. Conducted as a partnership between the ILO’s Microinsurance Innovation Facility and the European Development Research Network (EUDN), it builds on the work of De Bock and Gelade (2012), who reviewed more than 30 quantitative and qualitative studies providing empirical evidence on the factors influencing demand for microinsurance.

 

File Name: MIIF Paper 20.pdf
File Type: application/pdf
Download: 623 times
Created Date: 02-01-2013
Author: Michal Matul, Aparna Dalal, Ombeline De Bock, Wouter Gelade
Publisher: International Labour Organization

Quote of the Day

"I was stranded in New York City during the 2003 blackout, and for the next two years, I carried a small flashlight in my backpack. The flashlight did not cost much, but its potential to help in another blackout was obvious and to use it I needed only to press a button. For microinsurance to be accepted on a massive scale, it cannot cost much, its value must be obvious, and it must be simple to use." -- Brandon Matthews | Head of Microinsurance, Zurich Financial Services

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