Impact of Education on Informal Workers Willingness-to-Pay and Knowledge of Health Insurance
The first aim of this research, i.e. assessing the impact of educational intervention, knowledge, attitude and willingness-to-pay (WTP) for joining health insurance using occupational solidarity between workers in “pre- and post-treatment” periods as well as between “control and treatment”
groups, has been accomplished by multiple regression analysis. The analysis predicts WTP by educational intervention, while controlling for a series of confounding factors. For meeting the second aim, views of relevant actors about occupational solidarity-based health insurance are captured using discussions among workers during intervention sessions, focus groups and keyinformant interviews. It is found that educational intervention can be used for increasing demand for health insurance scheme using occupational
solidarity among informal sector workers. Importantly, educational modules should be comprehensive. Governments of low- and middle income countries can consider health insurance using occupational solidarity as a potential complementary source of funding along with indirect taxes for financing healthcare of informal sector workers.
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