Health Microinsurance: An Inclusive Approach

Health Microinsurance: An Inclusive Approach

Low-income households the world over cite health emergencies as one of the biggest risks to their financial security. Low-income women in particular, are the worst affected. They have more difficulty accessing healthcare than men and face additional health risks due to pregnancy and childbirth. Invariably across all countries, Women’s World Banking has observed that women don’t prioritize their own health, putting the well-being of their children and their work first. When they feel unwell, they tend to ignore the symptoms, rely on home remedies or use over-the-counter drugs to control the symptoms. They only seek healthcare with the pain is unbearable and at that point, surgery may be the only option. The one time they actively seek healthcare is for pregnancy and childbirth—a behavior common in women globally that has significant implications for designing meaningful health insurance for this market.

File Name: Health-Microinsurance-Inclusive-Approach-WWB-2016-Web.compressed.pdf
Published: 12-01-2016
Document Type: Research reports/papers
Author: Women's World Banking
Country: Global
Language: English
Activity: 682 visits to this page

Quote of the Day

"I was stranded in New York City during the 2003 blackout, and for the next two years, I carried a small flashlight in my backpack. The flashlight did not cost much, but its potential to help in another blackout was obvious and to use it I needed only to press a button. For microinsurance to be accepted on a massive scale, it cannot cost much, its value must be obvious, and it must be simple to use." -- Brandon Matthews | Head of Microinsurance, Zurich Financial Services


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