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Agricultural insurance for smallholder farmers: Digital innovations for scale

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Agricultural insurance for smallholder farmers: Digital innovations for scale

Over the last 10 years, index insurance services have been using mobile and satellite technology to digitise service creation and delivery, enhancing their potential to scale. There are further opportunities for mobile network operators (MNOs) to use mobile technology to register and locate farmers, and use mobile money to collect premiums and pay out claims.

Smallholder farmers are increasingly using index insurance services, especially digitally enabled ones, as a safety net against crop or livestock losses. However, despite the ease of access of most index insurance services and stronger digital value propositions, most smallholder farmers have yet to fully adopt index insurance.

File Name: Agricultural_Insurance_for_Smallholder_Farmers_Digital_Innovations_for_Scale.pdf
File Type: application/pdf
Download: 120 times
Created Date: 05-28-2020
Author: Rishi Raithatha and Jan Priebe, GSMA AgriTech Programme
Publisher: Global System for Mobile communications (GSMA)

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"With microinsurance, you must think with your calculator, not with your heart." -- Aris Alip | CARD MRI

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