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Agricultural insurance for smallholder farmers: Digital innovations for scale

351 Downloads

Agricultural insurance for smallholder farmers: Digital innovations for scale

Over the last 10 years, index insurance services have been using mobile and satellite technology to digitise service creation and delivery, enhancing their potential to scale. There are further opportunities for mobile network operators (MNOs) to use mobile technology to register and locate farmers, and use mobile money to collect premiums and pay out claims.

Smallholder farmers are increasingly using index insurance services, especially digitally enabled ones, as a safety net against crop or livestock losses. However, despite the ease of access of most index insurance services and stronger digital value propositions, most smallholder farmers have yet to fully adopt index insurance.

File Name: Agricultural_Insurance_for_Smallholder_Farmers_Digital_Innovations_for_Scale.pdf
File Type: application/pdf
Download: 351 times
Created Date: 05-28-2020
Author: Rishi Raithatha and Jan Priebe, GSMA AgriTech Programme
Publisher: Global System for Mobile communications (GSMA)

Quote of the Day

"I was stranded in New York City during the 2003 blackout, and for the next two years, I carried a small flashlight in my backpack. The flashlight did not cost much, but its potential to help in another blackout was obvious and to use it I needed only to press a button. For microinsurance to be accepted on a massive scale, it cannot cost much, its value must be obvious, and it must be simple to use." -- Brandon Matthews | Head of Microinsurance, Zurich Financial Services

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