Existing research on the business case for microinsurance focuses on how to operate successfully in the microinsurance field, but tells us little about whether and under what conditions a profit motivated firm should enter or maintain operations in microinsurance. Our Landscape Matrix aggregates findings from existing studies.
MILK is using a combination of case studies and a global analysis of the microinsurance industry to begin to fill the gaps in understanding of the business case for microinsurance.
MILK's business case work consists primarily of:
Is the investment of capital and other resources in microinsurance justified over time such that the benefits, costs and risks balance out to create a commercial rationale for an insurer, intermediary or distributor seeking to enter and / or maintain a position in microinsurance?