Categories of MILK publications

Client Value

MILK Documents

Client Value summary (2011)

#2: Client Value Landscape Study

#4: What We Know About the Financial Value of Microinsurance for Poor Clients

#5: Changing Role of Family Networks in Coping with Risk

#6: Research Design for Measuring the Client Value of Microinsurance

#7: A Microinsurance Puzzle - How do demand factors link to Client Value?

#23: Getting better at improving client value - the case of Fonkoze's Kore W microinsurance product

#25: Keep your insurance close, and your friends and family closer

#29: Remittances and gifts - how friends and family affect health financing from outside of the province of Kenya

#30: Opportunity costs of a hospitalization - implications for men and women

#31: What would you have done without insurance?

A LITER OF MILK: Right Doctor, Right Treatment, Right Cost - Service value and perceived value at UPLIFT India Association

#33: "The Right Touch" - Reducing distribution costs in alternative channels for microinsurance

Do clients get value from Microinsurance? A systematic review of recent and current research

MILK Discussion Note #1: Doing the math - Can Delayed Payment of Claims Erode the Value if Life Microinsurance?

MILK Discussion Note #2: Are Existing Health Financing Mechanisms Sufficient for Poor Women in Guatemala?

MILK RCT - Protecting those left behind: an experimental study of life microinsurance purchas decisions of Compartamos Bacos Borrowers in Mexico

Piercing together partial solutions: Financial tools to cope with shocks

Condensed Documents


#8: Funeral Microinsurance in Colombia

#10: Property insurance in Ghana

#11: Health Microinsurance in Maharashtra, India

#12:  Health Microinsurance in Karnataka, India

#13: Funeral and Life microinsurance in the Philippines 

#16: Life Microinsurance in Mexico

#17: Calamity Microinsurance in Philippines

#18: Property Microinsurance in coastal Colombia

#20: Loan protection insurance in Cambodia

#28: Women's health microinsurance in Guatemala

Protecting those left behind: an experimental study of life microinsurance purchas decisions of Compartamos Bacos borrowers in Mexico

Client Math Studies


 #8: Cashless funeral microinsurance in Colombia

#9: What is "Client math"?

#10: Property insurance in Ghana

#11: Health microinsurance in Maharashtra, India  

#12: Health microinsurance in Karnataka, India

#13: Funeral and Life Microinsurance in the Philippines

#15: Catastrophe Insurance in Haiti

#16: Life microinsurance in Mexico

#17: Calamity Microinsurance in Philippines

#18: Property Microinsurance in coastal Colombia

#20: Loan protection insurance in Cambodia

#22: Outpatient health insurance in Tanzania

#24: Health insurance and chronic disease in Nigeria

#25: Keep your insurance close, and your friends and family closer

#27: Funeral insurance and speedy claims in the Philippines

#28: Women's health microinsurance in Guatemala

Beyond the actuary's guess - Lessons from 15 studies on client value of microinsurance

a. Fitting insurance in the health financing puzzle - Consolidated lessons of MILK's client math studies of Health Microinsurance

 b. Coping with the many costs of death: Consolidated lessons of MILK's client math studies of life microinsurance

c. Covering the costs of nature's fury: Consolidated lessons of MILK's client math studies of property insurance

Blogs/Articles


Coping with Financial Shocks, Insurance is one Tool of Many (FAI, Apr 2014)

Deflating the promise of using remittances to cope with financial shocks (FAI, March 2014)

Balancing Client Value and the Business case in Kenyan health Microinsurance (FI2020, March 2014)

Keep your Insurance close, and your friends and family closer (CGAP, Aug 2013)

Does Outpaient Care Through Microinsurance Offer Value? (CGAP, June 2013)

Microinsurance: Does it pay off for the poor? (The Guardian, May 2013)

Studying MicroEnsure's "Obra Pa" Insurance in Ghana (MFW4A, March 2013)

Emerging Insight #53- When simple is actually complex: measuring the financial value of life microinsurance products

Emerging Insight #55: The promise of insurance helps families access cheaper funds and cope better 

 

Videos


    

    

Quote of the Day

"In terms of the relationship with insurers, the delivery channel must be the primary driver in product development." -- Mariana Torres | Compartamos

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