Guiding Philosophies

Throughout all consulting work, the MicroInsurance Centre is guided by four core philosophies: "SUAVE", the "Magical Balance", local capacity building, and evolution of products; all of these have been built from years of experience with dozens of microinsurance programs across the globe. The ultimate goal is to create SUAVE microinsurance products that have value for clients and represent a business case (e.g. are sustainable) for the insurer and distribution channel.

SUAVE        MagicalBalance





Quote of the Day

"I was stranded in New York City during the 2003 blackout, and for the next two years, I carried a small flashlight in my backpack. The flashlight did not cost much, but its potential to help in another blackout was obvious and to use it I needed only to press a button. For microinsurance to be accepted on a massive scale, it cannot cost much, its value must be obvious, and it must be simple to use." -- Brandon Matthews | Head of Microinsurance, Zurich Financial Services


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MicroInsurance Centre
1045 N Lynndale Drive Ste 2E
Appleton, WI 54914