About Us

Who We Are

The MicroInsurance Centre at Milliman is a consulting firm dedicated to generating access to valuable microinsurance products to 3 billion low-income people across the globe. We accomplish this by working with regulated insurers and appropriate intermediaries who can efficiently provide simple, market-responsive microinsurance products. Our clients include multinational and domestic commercial insurers, foundations, bilateral and multilateral development agencies, regulators, non-governmental organizations (NGOs), and others. These organizations work with us to ensure the best potential for success with their microinsurance activities.

Our work covers various aspects of microinsurance product development, research, and advocacy and is guided by our four core philosophies : simple, understood, accessible, valuable, efficient (SUAVE) microinsurance, the “Magical Balance,” local capacity building, and evolution of products; all of these have been built from years of experience with dozens of microinsurance programs across the globe. The ultimate goal is to create SUAVE microinsurance products with value for clients, which represent a business case (e.g., are sustainable) for the insurer and distribution channel. We strongly believe that without good insurance the cycle of poverty continues and sustainable development is not possible.

Our team has implemented microinsurance activities in over 70 countries during the last 20 years. To complete the wide variety of projects carried out by the MicroInsurance Centre at Milliman, we also work with a number of exceptional consultants. Our teams handle the project management, accounting, and consultant involvement for all projects. All firm activities are led by managing director Michael J. McCord.


Milliman and the MicroInsurance Centre

Milliman is among the world’s largest providers of actuarial and related products and services. The firm has consulting practices in healthcare, property & casualty insurance, life insurance and financial services, and employee benefits. Founded in 1947, Milliman is an independent firm with offices in major cities around the globe. In September 2017, Milliman joined forces with the MicroInsurance Centre to generate greater access to microinsurance products worldwide.

For further information, visit milliman.com.


Guiding Philosophies

Throughout all consulting work, the MicroInsurance Centre is guided by four core philosophies: "SUAVE", the "Magical Balance", local capacity building, and evolution of products; all of these have been built from years of experience with dozens of microinsurance programs across the globe. The ultimate goal is to create SUAVE microinsurance products that have value for clients and represent a business case (e.g. are sustainable) for the insurer and distribution channel.

Quote of the Day

"We see quite decent profits in microinsurance, and I am no longer worried about profits in this business" - Martin Hintz Emerging Consumers, Allianz SE

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Contact Us

1045 N Lynndale Drive
Suite 2E
Appleton, WI 54914
(920) 257-2179